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Bank statement loan
Some lenders qualify self-employed borrowers on bank deposits instead of tax returns. See the income that math produces, and what it would take on a conventional loan instead.
Qualifying monthly income
Max housing payment at 43% DTI
Max housing payment at 50% DTI
The home price you entered
Monthly payment (PITI), 30-year fixed
APR with the points and fees you entered
Debt-to-income ratio
Max home price at 43% DTI
Tax-return income for the same payment
On a conventional loan, without bank statements, this is about what your tax returns would need to show, using a typical 45% debt-to-income limit.
Estimates only. Each lender counts deposits differently: transfers between your own accounts are usually excluded, large one-time deposits get questioned, and the expense factor is the lender's call.
Estimates only, from the numbers you enter. Not an offer of credit. Taxes, insurance and program rules vary. lowest.mortgage is not a lender.