County data

What borrowers actually paid, county by county

A national average tells you nothing about your county. These pages use loans that already closed in 2025, reported by the lenders themselves, plus the 2026 conforming loan limit where you are buying.

Counties covered

1568

High-cost counties

107

Limit set above the $832,750 baseline.

Loan year

2025

Find your county

Showing all 1568 counties.

Alabama

Arizona

California

Colorado

Connecticut

Florida

Georgia

Illinois

Indiana

Kentucky

Louisiana

Massachusetts

Michigan

Minnesota

Missouri

Nevada

New York

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

South Carolina

Tennessee

Texas

Virginia

Washington

Wisconsin

Each row shows the county's median note rate on closed 2025 purchase loans and its 2026 one-unit conforming limit.

Where these numbers come from

Home Mortgage Disclosure Act loan-level data, Consumer Financial Protection Bureau, 2025. https://ffiec.cfpb.gov/data-browser/
Federal Housing Finance Agency, conforming loan limit values, 2026. https://www.fhfa.gov/data/conforming-loan-limit
Only counties with at least 100 closed loans are listed. Covered so far: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, North Carolina, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin.

lowest.mortgage is not a lender. These are closed loans, not offers.